Domestic Schemes
DOMESTIC DEPOSITS
Repo Linked Savings Bank Deposit Rate ( w.e.f 27.05.2020)
| Balance | Rate of Interest ( p.a) |
| Upto Rs 25 Lakhs | *2.50% |
| Over Rs 25 Lakhs | 2.75% |
*Linked to Repo rate
Rate(s) of interest on Domestic Term Deposits, stands revised with effect from 10.08.2020
Domestic Term Deposit rates for less than Rs. 2 Crore
| Sr. No. | Time Period | General | For Senior Citizen | ||
Interest Rate in % p.a. |
Annualised yield in % |
Interest Rate in % p.a. |
Annualised yield in % |
||
| 1 | 7 - 14 Days |
2.75% |
2.75% |
3.00% |
3.00% |
| 2 | 15 - 29 Days |
2.75% |
2.75% |
3.00% |
3.00% |
| 3 | 30 - 45 Days |
3.00% |
3.00% |
3.25% |
3.25% |
| 4 | 46 - 60 Days |
3.75% |
3.75% |
4.00% |
4.00% |
| 5 | 61 - 90 Days |
3.75% |
3.75% |
4.00% |
4.00% |
| 6 | 91 - 120 Days |
3.90% |
3.90% |
4.15% |
4.15% |
| 7 | 121 - 150 Days |
3.90% |
3.91% |
4.15% |
4.16% |
| 8 | 151-180 Days |
3.90% |
3.91% |
4.15% |
4.16% |
| 9 | 181 to 364 days |
4.70% |
4.73% |
4.95% |
4.98% |
| 10 | 1 year |
5.00% |
5.09% |
5.25% |
5.35% |
| 11 | More than 1 year but upto 2 Years |
5.00% |
5.09% |
5.50% |
5.61% |
| 12 | Above 2 Years upto 3 Years |
5.00% |
5.22% |
5.50% |
5.77% |
| 13 | Above 3 Years and less than 5 Years |
4.95% |
5.30% |
5.45% |
5.88% |
| 14 | 5 years and above |
4.95% |
5.58% |
5.45% |
6.22% |
As per the decision taken by the Competent Authority rate of interest on Bulk Term deposit of Rs. 2 Cr and above upto & including Rs. 5.00 Crore stands revised as below w.e.f. 22-05-2020.
a) Term Deposits Of Rs. 2.00 Crore and above - upto & including Rs. 5.00 Crore
T&I/MUM/TDR/61/2019-20 dated 22-05-2020.
| Sr. No. | Deposit period | Single Term Deposit Rs. 2 Cr and above upto & including Rs. 5.00 Crore |
| 1 | 7-14 days | 2.75 |
| 2 | 15-30 days | 2.75 |
| 3 | 31-45 days | 2.75 |
| 4 | 46-90 days | 2.75 |
| 5 | 91-180 days | 2.75 |
| 6 | 181 - 210 Days | 3.00 |
| 7 | 211 days to 270 days | 3.00 |
| 8 | 271 days to 1 year | 3.00 |
| 9 | >1 year to 2 year | 3.25 |
| 10 | >2 year to 3 year | 3.25 |
| 11 | >3 year to 5 year | 3.25 |
| 12 | Above 5 years | 3.25 |
As per the decision taken by the Competent Authority rate of interest on Bulk Term deposit above Rs. 5.00 crores stands revised as below w.e.f. 22.05.2020
b) BULK TERM DEPOSITS ABOVE Rs. 5.00 CRORES – RATES EFFECTIVE FROM 22-05-2020.
T&I/MUM/TDR-68/2019-20
| Sr. No. | Deposit period | Above Rs. 5.00 Cr upto & including Rs. 25.00 Cr | Above Rs.25.00 Cr upto & including Rs.100.00 Cr | Above Rs.100.00 Cr | |||
| Existing | Revised | Existing | Revised | Existing | Revised | ||
| 1 | 7 - 14 Days | 3.00 |
2.75 |
3.00 |
2.75 |
3.00 |
2.75 |
| 2 | 15 - 30 Days | 3.00 |
2.75 |
3.00 |
2.75 |
3.00 |
2.75 |
| 3 | 31-45 Days | 3.00 |
2.75 |
3.00 |
2.75 |
3.00 |
2.75 |
| 4 | 46 – 90 Days | 3.00 |
2.75 |
3.00 |
2.75 |
3.00 |
2.75 |
| 5 | 91 - 180 Days | 3.00 |
2.75 |
3.00 |
2.75 |
3.00 |
2.75 |
| 6 | 181 - 210 Days | 3.30 |
3.00 |
3.30 |
3.00 |
3.30 |
3.00 |
| 7 | 211- 270 days | 3.30 |
3.00 |
3.30 |
3.00 |
3.30 |
3.00 |
| 8 | 271 days to 1 year | 3.30 |
3.00 |
3.30 |
3.00 |
3.30 |
3.00 |
| 9 | >1 year to 2 years | 3.50 |
3.25 |
3.50 |
3.25 |
3.50 |
3.25 |
| 10 | >2 year to 3 years | 3.50 |
3.25 |
3.50 |
3.25 |
3.50 |
3.25 |
| 11 | >3 Years to 5 Years | 3.50 |
3.25 |
3.50 |
3.25 |
3.50 |
3.25 |
| 12 | Above 5 Years | 3.50 |
3.25 |
3.50 |
3.25 |
3.50 |
3.25 |
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