UCO Debit Card

It is a Contactless non-personalized debit Card which may be availed instantly from Branches.

Eligibility:-

• Type of Account where card can be issued:
  • Saving/ Current (Individual & Proprietorship) A/c holder.
  • Staff OD A/c holder.
  • Cash Credit (CC) against Bank’s own Deposit Account.
  • Minimum/ Average Balance required: No such restrictions.
  Key Features :
  • Instant Issuance & Activation from Branch.
  • For use in India and outside
  • Contactless pay feature is available.
  • Personal accident insurance and Permanent total disability Cover up to : Rs. 2 Lakhs
  • Daily Withdrawal Limits: (In Rs.)
    • ATM: Rs.50,000/-
    • PoS/ E-Commerce: Rs.1,00,000/-
  • 1st time Issuance Charges: Nil, Reissue charge: ₹300+GST
  • AMC Charges: ₹300+GST

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• * The above offers are given by NPCI and subject to change from time to time.
  The details of the benefit offered under Rupay Select card by NPCI can be viewed after doing registration through www.rupay.co.in.
  Charges

It is a non-photo based Name embossed Personalised Card which can be used internationally.

Eligibility:-

• Type of Account where card can be issued:
  • Saving/ Current (Individual & Proprietorship) A/c holder.
  • Staff OD A/c holder.
  • Cash Credit (CC) against Bank’s own Deposit Account.
  • Minimum/ Average Balance required: No such restrictions.
  Key Features & USPs:
  • Complimentary Airport Lounge access: - Per card Once in a Quarter(Domestic) & twice in a year(International) w.e.f. from 01.07.2024
  • Personal accident insurance and Permanent total disability Cover: Rs. 2 Lakhs
  • Exclusive Merchant offers round the year in PoS and E-com transaction.
  • Accepted Globally and exclusive offers are available on International usages.
  • Daily Withdrawal Limits: (In Rs.)
    • ATM: Rs.50,000/-
    • PoS/ E-Commerce: Rs.1,00,000/-
  • Issuance Charges: Rs 300 + GST
  • Reissuance charges Rs 300 + GST
  • AMC Charges: Rs 300 + GST
  • List of Lounges : https://www.rupay.co.in/lounges

  * Terms and conditions apply

  

  How to apply:- Through Whatsapp or Visit your Branch.

It is a Personalised International debit Card where card holder name is embossed on the card without photo

Eligibility:-

• Type of Account where card can be issued:
  • Saving/ Current (Individual & Proprietorship) A/c holder.
  • Staff OD A/c holder.
  • Cash Credit (CC) against Bank’s own Deposit Account.
  Minimum/ Average Balance required (In Rs.)

  Card Variant
  Paywave Classic	Platinum	Signature
  No such requirement	1,00,000/-	2,00,000/-

  Key Features :
  • Accepted Globally for ATM, POS and e-commerce merchants where payment accepted in INR.
  • Worldwide Discounts, privileges & deals.
  • Global Customer assistance
  • For offers please visit Visa website https://www.visa.co.in/pay-with- visa/visa-offers-and-perks.html
  Daily Withdrawal Limits: (In Rs.)

  	Card Variant
  Channel	Paywave Classic	Platinum	Signature
  ATM	25,000/-	50,000/-	50,000/-
  POS	50,000/-	100,000/-	200,000/-

  Charges: (Excl. taxes)

  Charges for ATM Card	Issuance	Reissuance	AMC
  	No charges for  Staff/Ex-Staff (excluding  RuPay Select card)	No charges for  Staff /Ex-Staff (excluding  RuPay Select card)	No charges for Staff /Ex-  Staff/PMJDY/BSBDA  accounts (excluding  RuPay Select card)
  VISA Paywave Classic (Personalised)	₹ 175+GST	₹ 250 + GST	₹ 250 + GST
  VISA Platinum (Personalised)	₹ 300 + GST	₹ 300 + GST	₹ 300 + GST
  VISA Signature (Personalised)	₹ 500 + GST	₹ 500 + GST	₹ 750 + GST

  How to apply:- Through Whatsapp or Visit your Branch.

Do's:

• After receiving your card, please sign immediately on the signature panel on the reverse of your card to prevent any misuse.
• You will be receiving your Personal Identification Number (PIN) from your branch. On receipt of your PIN, Use your new card on an ATM immediately to change the system generated PIN to a new four digit number of your choice, memorize it and destroy the PIN mailer.
• Never use a PIN that could be easily guessed, e.g. your birthday or telephone number.
• Please keep a separate note of your card number and associated account number. These particulars will be necessary for blocking the card in case of loss of the card.
• As the UCO Bank Debit card is EMV Card (Chip based) which could be dipped instead of being swiped at POS Machines.
• Cardholder(s) to change PIN of Debit Card on regular basis (at least once in 180 days) as security precaution.
• By Default all debit card International Usage will be disabled. It is responsibility of card holders to enable International usage of debit card before using internationally.
• Customer has to use debit card at least once at ATM before using for Online transaction.
• Customer has to use debit card at least once at ATM in India before using it Internationally.
• Always remember to update your email and mobile numbers with UCO BANK to get important updates & alerts.

Bank’s Debit card holder can generate new PIN for their UCO Debit Card by using one of the following facilities –

Green PIN option at UCO BANK ATMs

The Green PIN functionality is available at UCO Bank’s ATMs for all variant of ATM/Debit Cards.

In this context:

• The Green PIN option is available on the left bottom side of Language selection screen of UCO Bank ATM.
• GREEN PIN generation can be done for both Active and Inactive card. (On successful green pin generation, Inactive card will be activated automatically.)
• The Green PIN functionality can be availed through UCO Bank ATMs only.
• For availing Green PIN functionality- Mobile Number has to be registered with Bank.

Generate Green PIN through Website

Debit card holder can generate new PIN through UCO Bank Website.

In this context:

• GREEN PIN generation can be done for both Active and Inactive cards. (On successful green pin generation, Inactive card will be activated automatically.)
• Below mentioned restriction will be applicable when PIN generation through UCO Bank Website is done.

- Only one transaction through ATM or POS will be allowed with maximum amount of Rs. 10,000/-.

- E-COMMERCE transaction not be allowed.

The above restriction will be applicable till next day 11:59 PM (Night) from the Green PIN generation time. After that customer can do any transaction using his/her debit card.

For availing Green PIN functionality through UCO Bank Website- Mobile Number has to be registered with Bank.

<< Click here to Generate New PIN for Debit Card >>

Green PIN generation through UCO M-BankingApp

For the convenience of our customers, UCO Bank has introduced the facility of GREEN PIN generation using UCO Mobile Banking application i.e. UCO M-Banking Plus app.

In this context:

• Registered m-Banking user will log in to UCO M-Banking plus app and select the option Manage Cards in Home Screen --> Green PIN Generation. Then customer need to select account number from dropdown and click on Proceed.
• App will show debit cards linked to the selected account.
• Customer to click on “Generate Green PIN” option. In case of multiple debit cards linked to a single account, customer need to choose the debit card for which Green PIN generation to be done.
• Customer to enter complete debit card number and expiry date for validation.
• On successful validation, customer to enter four-digit new Debit card PIN as per his/her choice and click on confirm.
• Customer to enter OTP received on registered mobile number, enter TPIN and click on submit.
• On successful change of new Debit Card PIN, system will display message to the customer and SMS will be sent on registered mobile number.
• If customer is generating Green PIN using Inactive Debit card, then it will be activated automatically.

SEND SMS

• “HOT” to 9230192301 to hot-list all cards attached with mobile no by which SMS is being sent will be hot- listed.
• “HOT” to 9230192301 to hot-list the specific card no mentioned by last 4 digits.
• “HOT”<14 digit account no.> to 9230192301 to hot-list all cards linked to given account no will be hot-listed.
• Any customer can contact Bank’s customer care either by dialing toll free no 1800-103-0123 or by e-mailing uco.custcare@ucobank.co.in for hot-listing of debit card at any point of time..
• Customer can disable Card Transaction features using ‘UCO SECURE’ App of Bank. ‘UCO SECURE’ App can be downloaded from play store or it can be accessed through pre login page of ‘UCO Mobile’ App.

For Service & Other Charges in regard to Debit card please refer Service Charge Section of UCO BANK Website.

• Bank will never ask User Id/ Password/ Personal details by e-Mail/ SMS/ Phone.
• Do not respond to such fraudulent e-Mails/ SMS/ Phones.
• For entering Debit Card Pin only use Virtual Keyboard at websites.