Privacy Policy of UCO mBanking Plus app

Thank you for using UCO mBanking plus App ("App") provided by UCO Bank ("UCO," "We," "Us," or "Our"). This Privacy Policy is designed to inform you about the types of information we collect, how we use and protect that information when you use our UCO mBanking plus App. By using the App, you consent to the practices described in this Privacy Policy.

Information We Collect:

1. Personal Information: We may collect personal information such as your name, address, email address, phone number, account credentials, and other relevant details required for app registration and functionality.
2. Financial Information: To facilitate banking services, we may collect financial information, such as bank account details, transaction history, and payment card information.
3. Device Information: We may collect device-related information like device type, operating system, IP address, and mobile network information to optimize and enhance the App's performance.
4. Location Information: With your explicit consent, we may collect and use your device's location information to provide location-based services related to the App.

How We Use Your Information:

• To Provide Services: We use your information to enable banking transactions, facilitate fund transfers, and perform other banking services you request through the App.
• App Personalization: Your information allows us to personalize your experience, show relevant content, and improve our services to meet your preferences and needs.
• App Personalization: Your information allows us to personalize your experience, show relevant content, and improve our services to meet your preferences and needs.
• Communications: We may use your contact information to send you important updates, alerts, marketing materials, and promotional offers related to the App, but you can opt-out of marketing communications at any time.
• Analytics: We may analyze your data, including transaction patterns and app usage, to gain insights and improve the App's performance and functionality.

Data Sharing:

• Service Providers: We may share your information with trusted third-party service providers to assist us in providing and enhancing the App's services. These providers are contractually obligated to keep your information secure and confidential.
• Legal Compliance: We may disclose your information if required by law, regulation, legal process, or government request, or to protect our rights, privacy, safety, or property.

Data Security:

We employ reasonable technical and organizational measures to safeguard your data from unauthorized access, alteration, disclosure, or destruction. However, no data transmission over the internet or electronic storage is entirely secure, and we cannot guarantee absolute security.

Your Choices:

• Access and Correction: You may review and correct your personal information within the App's settings or by contacting us directly.
• Location Services: You can control the App's access to your device's location through your device settings.
• Marketing Communications: You can opt-out of receiving marketing communications by following the instructions provided in the messages or contacting us.

Children's Privacy:

Our App is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected information from a child under 13, please contact us to have it removed.

Changes to Privacy Policy:

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes through the App or other means. We encourage you to review this Privacy Policy periodically.

Contact Us:

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at uco.mbanking@ucobank.co.in .

By using the UCO mBanking App, you agree to the terms outlined in this Privacy Policy. Please ensure you read and understand our policies before using the App.